política de privacidad
Esta Política de Privacidad (en adelante, la «Política») se aplica a fninsuranceservices.com y a FN Insurance Services LLC (en adelante, la «Empresa») y rige la recopilación y el uso de datos. A efectos de esta Política de Privacidad, salvo indicación contraria, toda referencia a la Empresa incluye fninsuranceservices.com. El sitio web de la Empresa es un sitio de Servicios de Seguros e Impuestos. Al utilizar el sitio web de la Empresa, usted acepta las prácticas de datos descritas en esta declaración.
Ley de Privacidad del Consumidor de California y Ley de Derechos de Privacidad de California Si usted es residente de California, tiene los siguientes derechos bajo la Ley de Privacidad del Consumidor de California ("CCPA") y la Ley de Derechos de Privacidad de California ("CPRA"):
Derecho a saber . Puede solicitar información sobre qué datos personales recopilamos, usamos y compartimos.
Derecho de supresión . Puede solicitar la supresión de sus datos personales, salvo ciertas excepciones legales.
Derecho de rectificación . Puede solicitar la corrección de información personal inexacta.
Derecho de exclusión . Puede optar por no participar en la venta o el intercambio de datos personales con fines publicitarios.
Derecho a restringir el uso de datos sensibles. Puede limitar el uso de información personal sensible.
Derecho a no sufrir represalias. La Compañía no lo discriminará por ejercer sus derechos.
Recopilación de su información personal
Con el fin de brindarle mejor los productos y servicios ofrecidos, la Compañía puede recopilar información de identificación personal, como su:
- Nombre y apellido
- Dirección de correo electrónico
- Número de teléfono
No recopilamos información personal sobre usted a menos que nos la proporcione voluntariamente. Sin embargo, es posible que se le solicite cierta información personal cuando elija usar ciertos productos o servicios. Esto puede incluir: (a) registrarse para obtener una cuenta; (b) participar en un sorteo o concurso patrocinado por nosotros o uno de nuestros socios; (c) suscribirse a ofertas especiales de terceros seleccionados; (d) enviarnos un correo electrónico; (e) proporcionar su tarjeta de crédito u otra información de pago al solicitar y comprar productos y servicios. Es decir, utilizaremos su información para, entre otros, comunicarnos con usted en relación con los servicios o productos que nos haya solicitado. También podríamos recopilar información personal o no personal adicional en el futuro.
Use of your Personal Information
The Company collects and uses your personal information in the following ways:
- to operate and deliver the services you have requested
- to provide you with information, products, or services that you request from us
- to provide you with notices about your account
- to carry out the Company's obligations and enforce our rights arising from any contracts entered between you and us, including for billing and collection
- to notify you about changes to fninsuranceservices.com or any products or services we offer or provide through it
- in any other way we may describe when you provide the information
- for any other purpose with your consent.
The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates.
Sharing Information with Third Parties
The Company does not sell, rent, or lease its customer lists to third parties.
The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they are required to maintain the confidentiality of your information.
The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the site; (b) protect and defend the rights or property of the Company; and/or (c) act under exigent circumstances to protect the personal safety of users of the Company, or the public.
Automatically Collected Information
The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the Company's website.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
- Delete your personal information from our records; and
- Direct any service providers to delete your personal information from their records.
Under the CCPA and CPRA, you have the right to request that the Company, and any third parties with whom your personal information is sold or shared, delete any personal information that has been collected about you. To exercise your rights, contact us at privacy@fninsuranceservices.com.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
- Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
- Debug to identify and repair errors that impair existing intended functionality;
- Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
- Comply with the California Electronic Communications Privacy Act;
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
- Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
- Comply with an existing legal obligation; or
- Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
The Company does not knowingly collect personally identifiable information from children under the age of 13. If you are under the age of 13, you must ask your parent or guardian for permission to use this website.
Email Communications
From time to time, the Company may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.
Changes to This Statement
The Company reserves the right to change this Policy from time to time. For example, when there are changes in our services, changes in our data protection practices, or changes in the law. When changes to this Policy are significant, we will inform you. You may receive a notice by sending an email to the primary email address specified in your account, by placing a prominent notice on our FN Insurance Servicess LLC, and/or by updating any privacy information. Your continued use of the website and/or services available after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
The Company welcomes your questions or comments regarding this Policy.
If you believe that the Company has not adhered to this Policy, please contact the Company at:
FN Insurance Servicess LLC
2911 39th St Unit 600
Orlando, Florida 32839
Email Address: privacy@fninsuranceservices.com
Phone Number:
_________________
Effective as of September 09, 2025