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Règleman sou enfòmasyon prive

Règleman sou enfòmasyon prive sa a ("Règleman") aplike pou fninsuranceservices.com, ak FN Insurance Servicess LLC ("Konpayi") epi li gouvène koleksyon ak itilizasyon done yo. Pou rezon Règleman sou enfòmasyon prive sa a, sof si gen lòt endikasyon, tout referans ki fèt sou Konpayi an gen ladan fninsuranceservices.com. Sit entènèt Konpayi an se yon sit Sèvis Asirans ak Taks. Lè w itilize sit entènèt Konpayi an, ou dakò ak pratik done ki dekri nan deklarasyon sa a.

Lwa Kalifòni sou Konfidansyalite Konsomatè ak Lwa Kalifòni sou Dwa sou Konfidansyalite Si ou se yon rezidan Kalifòni, ou gen dwa sa yo anba Lwa Kalifòni sou Konfidansyalite Konsomatè ("CCPA") ak Lwa Kalifòni sou Dwa sou Konfidansyalite ("CPRA"):

- Dwa pou Konnen . Ou ka mande detay sou ki done pèsonèl nou kolekte, itilize, epi pataje.

- Dwa pou efase . Ou ka mande pou efase done pèsonèl ou yo, sof si gen sèten eksepsyon legal.

- Dwa pou Koreksyon . Ou ka mande koreksyon pou enfòmasyon pèsonèl ki pa kòrèk.

- Dwa pou refize patisipe . Ou ka chwazi pou yo pa vann oswa pataje done pèsonèl ou pou piblisite.

- Dwa pou limite itilizasyon done sansib. Ou ka limite itilizasyon enfòmasyon pèsonèl sansib yo.

- Dwa Kont Reprezay. Konpayi an p ap fè diskriminasyon kont ou paske w ap egzèse dwa ou yo.

Koleksyon Enfòmasyon Pèsonèl ou yo

Pou nou ka pi byen ba ou pwodwi ak sèvis nou ofri yo, Konpayi an ka kolekte enfòmasyon pèsonèl ki ka idantifye w, tankou:

- Prenon ak non fanmi

- Adrès imel

- Nimewo telefòn

Nou pa kolekte okenn enfòmasyon pèsonèl sou ou sof si ou ban nou li volontèman. Sepandan, ou ka oblije ban nou sèten enfòmasyon pèsonèl lè ou chwazi pou itilize sèten pwodwi oswa sèvis. Sa yo ka gen ladan: (a) enskri pou yon kont; (b) patisipe nan yon tiraj osò oswa yon konkou patwone pa nou oswa youn nan patnè nou yo; (c) enskri pou òf espesyal nan men twazyèm pati yo chwazi; (d) voye yon mesaj imel ban nou; (e) soumèt kat kredi ou oswa lòt enfòmasyon peman lè w ap kòmande epi achte pwodwi ak sèvis. An sa vle di, nou pral itilize enfòmasyon ou yo pou, men pa limite a, kominike avèk ou an relasyon ak sèvis ak/oswa pwodwi ou te mande nan men nou. Nou ka kolekte tou plis enfòmasyon pèsonèl oswa ki pa pèsonèl nan lavni.

Use of your Personal Information

The Company collects and uses your personal information in the following ways:

- to operate and deliver the services you have requested

- to provide you with information, products, or services that you request from us

- to provide you with notices about your account

- to carry out the Company's obligations and enforce our rights arising from any contracts entered between you and us, including for billing and collection

- to notify you about changes to fninsuranceservices.com or any products or services we offer or provide through it

- in any other way we may describe when you provide the information

- for any other purpose with your consent.

The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates.

Sharing Information with Third Parties

The Company does not sell, rent, or lease its customer lists to third parties.

The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they are required to maintain the confidentiality of your information.

 

The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the site; (b) protect and defend the rights or property of the Company; and/or (c) act under exigent circumstances to protect the personal safety of users of the Company, or the public.

Automatically Collected Information

The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the Company's website.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

- Delete your personal information from our records; and

- Direct any service providers to delete your personal information from their records.

Under the CCPA and CPRA, you have the right to request that the Company, and any third parties with whom your personal information is sold or shared, delete any personal information that has been collected about you. To exercise your rights, contact us at privacy@fninsuranceservices.com.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

- Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

- Debug to identify and repair errors that impair existing intended functionality;

- Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

- Comply with the California Electronic Communications Privacy Act;

- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

- Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

- Comply with an existing legal obligation; or

- Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Children Under Thirteen

The Company does not knowingly collect personally identifiable information from children under the age of 13. If you are under the age of 13, you must ask your parent or guardian for permission to use this website.

Email Communications

From time to time, the Company may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.

 

Changes to This Statement

The Company reserves the right to change this Policy from time to time. For example, when there are changes in our services, changes in our data protection practices, or changes in the law. When changes to this Policy are significant, we will inform you. You may receive a notice by sending an email to the primary email address specified in your account, by placing a prominent notice on our FN Insurance Servicess LLC, and/or by updating any privacy information. Your continued use of the website and/or services available after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

The Company welcomes your questions or comments regarding this Policy.

 

If you believe that the Company has not adhered to this Policy, please contact the Company at:

 

FN Insurance Servicess LLC

2911 39th St Unit 600

Orlando, Florida 32839

Email Address: privacy@fninsuranceservices.com

Phone Number:

_________________

Effective as of September 09, 2025

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